Ray Underhill – Quality Appraisals and Excellent Service

RU Appraisals, LLC, located in  Whiting, New Jersey, offers a full suite of appraisal services including: specializing in commercial and residential(No AMCs Please) property appraisals in addition to economics valuation and consulting services. Established in 2001, RU Appraisals, LLC has completed over 1,000 plus assignments on residential and commercial properties throughout New Jersey.

We are the leading appraisal experts for-

  • Land Appraisals
  • Private Mortgage Insurance Removal
  • Estate Planning
  • Divorce Settlement
  • Tax Assessment Disputes
  • Retrospective Valuations
  • Employee Relocation
  • REO Valuations
  • Litigation
  • Coops






Ray Underhill

Ocean Appraiser

 I will be honest.  I saw "Ocean Appraiser" come up on my website format while redesigning it.  Yes, I could call myself that in part because I have done a number of water assignments that have included lagoons, shoreline, bay fronts, easements over the water for bridges and wetlands. These types of properties may including ownership issues. Those have been challenging assignments.  They are not your  everyday assignments with the usual solutions. They challenge your skills and expertise.    "I am a problem solver." 

 Of course, it's been my experience that regardless of the business, service is the main reason a client comes, goes, stays or refers their friends.   This is my  priority whether you're talking to me on the phone, in e-mail or conversing in person.   It all adds up to simply an unbeatable experience for my customers.  Here are the reasons to call Ray Underhill today, and let me prove to you why I am different.

  • Prompt and confirmed scheduling of appointments with the property owner during inspection and the assignment completed within the requested time.    For me, a fast turn around time,  for example12 hour, means speed not equating to a full and complete analysis.                   
  • Education for the owner/investor during all phases of the appraisal process.
  • Thorough market and economic analysis.
  • Easy-to-understand documentation to support stated values. 
  • Superior customer service.
  • RU Appraisals, LLC is committed to representing our client's needs with an experienced and fully licensed staff. We are Members of the Appraisal Institute.
  • RU Appraisals, LLC is committed to honesty and integrity and dedicated to our client's peace of mind.


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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.61% 4.76%
15-yr Fixed 4.08% 4.3%
1-yr Adj 2.77% 3.44%
* national averages

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