Attention homeowners in Whiting and Ocean County: Get an Appraisal today!
Here are the top 7 reasons why NJ homeowners call on Ru Appraisals, LLC:
Own a house in or near Whiting, NJ and need help deciding the price of it?
At Ru Appraisals, LLC, we understand the unique needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value conclusion than yours. PMI Removal AppraisalsAn attractive way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you rid themselves of unneeded PMI insurance. Challenge Tax AssessmentIf you live in an area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting an appraisal from Ru Appraisals, LLC is your #1 weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. An appraisal from Ru Appraisals, LLC can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Ru Appraisals, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Ru Appraisals, LLC can We can assist you. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house. |
